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    We represent A and A+ rated companies (AM Best ratings).  We only represent carriers with excellent customer service and financial stability.   We are an independent agency, and are not tied to one carrier. Each year at your renewal  we shop your plan.   We offer health insurance to individuals through Humana, Blue Cross/Blue Shield, Celtic,  Cigna, Rocky Mountain Health Plans, and Assurant.  We also offer health insurance for businesses through United Healthcare, Humana, Anthem, Kaiser Permanente, and Rocky Mountain Health Plans.

    Life insurance is offered through over 100 carriers.  Each carrier has different underwriting guidelines. Our agents will ask you medical questions to determine which carrier will be able to offer you the lowest rate.  Please contact us to see which carrier is the best fit for you.